With good credit, your mortgage, auto or loan payments can be cut in half! As you can see by this chart, a low credit score directly increases the size of your monthly payments. Improving your credit score can save you hundreds of thousands of dollars over the life of a loan! Now the most frequent question […]
Always pay your bills on time! Don’t close old accounts! Don’t apply for any new credit! Don’t ever use more than 30% of your available credit on each credit card! Yes, it’s really that easy. The scoring system wants to see that you maintain a variety of credit accounts. It also wants to see that you […]
Of all the things my parents have taught me, there is one in particular that has opened so many doors in my life, and saved me a ton of money. I got my first credit card when I turned 18. As soon as I got it my parents told me to make purchases on my […]
What has the world brought us to now that when something is going to involve our credit scores, we cringe? Is it because we’ve been told that your credit score controls your financial future? Maybe it’s because the 3 big credit bureaus are made out to be these unpenetrable organizations where they’ve got some […]
We are dedicated to empowering you with the tools you need to repair and build credit and get back on track toward financial freedom.